Oregon Car Title Loan Companies

A loan using a car title as collateral can provide a large sum of cash in as little as a few hours. These loans are particularly useful to finance emergency home repairs, such as a leaky roof. Repairing and replacing a roof is one of the most expensive home maintenance costs, and few people have the money on hand when it's needed. Anyone with bad credit who needs money fast for roofing repairs should consider using a car title loan for financing.

Financing Roof Repair Using a Car Title Loan in Oregon

Some roof repairs are simple and inexpensive. Replacing a few shingles could cost less than $100. Many roofing repairs, however, can cost hundreds or even thousands of dollars. Replacing an entire roof can cost anywhere from $2,000 to $10,000, depending on the size of the home.

There are several options for roof repair financing, including:

  • Contractor payment: Some roofing contractors or companies will set up a payment plan with clients, though it is not common
  • Credit Card: A good option for those with enough available credit
  • Home equity loan or line of credit: Those who have equity in their home can use it for financing
  • Home improvement or personal loan: For those with decent credit who can qualify without collateral
  • Car title loan: For those with auto equity who have credit problems

Anyone with credit issues who needs money fast for an emergency roof repair should contact Wilshire Consumer Credit. This lending company operates in Oregon and several other states around the country and specializes in loans using car titles as collateral.