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How it works

Title Loans: How do they work and what information you need when applying.

A title loan uses the value of your vehicle and your ability to repay in order to provide you the cash you need. The lender will put a lien on your title and lend you the cash you need, provided you meet all the qualifications. You get to keep driving your car while you pay off the loan, once the loan is paid off the lender will remove the lien on your title and you will have a clean title to do as you please. It’s a pretty simple process but we want you to have all the facts when applying.

What is the process with I Need Cash Now?:

Our process is simple and consists of only 4 easy steps:

Title Loans and Qualifying Vehicles

Will my vehicle qualify?

This is one of the most common questions we get from our customers. It is always a good idea to call if you are unsure if your vehicle will qualify and let one of our Loan Specialists get the specific vehicle details and run it through our program. Cars that typically qualify for a loan from I Need Cash Now tend to be newer models, lower miles and with a clear title. That is not to say that an older vehicle will not qualify, which is why we encourage customers to call us and get a quote. 

Loan Amounts

How much money can I get?

The amount you can borrow is dependent on a variety of factors which include the following:

The easiest way to find out what you qualify for is to talk to one of our Loan Specialists by filling out our form today.