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Title Loans

What is a Title Loan?

A title loan is a secured loan back by your vehicle. By using your vehicle as collateral you provide the lender with an assurance that you will pay the loan back, which in turn lets a title loan lender be more willing to lend you the cash you need and puts less of an emphasis on your credit history. Often times a title loan is a more viable alternative for consumers who are credit challenged. The value of your vehicle, along with your ability to repay, determines the structure of your loan: the amount you can borrow, the interest rate, and the term of your loan. Your Loan APR is determined based on your credit profile.

Benefits of a Title Loan:

  • Fast Loan Processing
  • Confidential Application Process
  • Rates starting at 35.99% APR*
  • Loan Amounts up to $50,000**
  • No Prepayment Penalty

Types of Title Loans:

  • Car Title Loan
  • Motorcycle Title Loan
  • RV Title Loan
  • Loan Consolidation
  • Gold Program Title Loan

Why is I Need Cash Now the best option for you?

I Need Cash Now is one of the top title loan companies in the nation, having been in the market for over 15 years and backed by one of the largest auto finance companies in the nation. Thousands of customers have trusted us in their time of need because they feel safe when processing their sensitive information when applying for a loan. Moreover, customers have the ease of mind of knowing that we are a well-known company that will protect and secure their information, while being able to provide the money they need and ensuring that customers do not get into loans they cannot afford. Yes, I Need Cash Now is in the title lending business, but we are also in the business of helping people out.

Don’t take our word for it, take a look at some of the testimonials of some of our current and past customers. And if you are a customer of ours, please share your story with us.

If you like what you see and you want more information on how our process works and how much money you can get, head to our “How Title Loans Work” page and read all about it. Do not hesitate to give us a call or fill out a form if you need more information today.


*Subject to specific underwriting criteria and ability to repay. In order to qualify, customers must have a 680 FICO score or greater. Principal amounts are $2,510 or based on state minimum. Other restrictions apply. Not all applications will be approved.

**Loan amount requirements vary by state.