How much is my car worth?

How to Find the Best Cash Title Loan Locations

Cash Title Loan Locations

If you need fast cash, taking out a title loan might be the answer. Title loans aren’t the same as traditional personal loans. Title loans are usually processed quickly, so you can get the cash you need as soon as possible. Plus, it’s easier to qualify for a title loan, so you may be eligible even if you don’t qualify for a traditional personal loan.

If you’ve never taken out a title loan before, you might not know where to go to submit an application. There are many title loan companies to choose from, but you shouldn’t simply choose the first one you come across. Some title loan companies are far better to work with than others. Here’s what you need to know to find the best cash title loan locations near you:

What to Look for When Choosing a Title Loan Company

All title loan companies are not created equal. Here are the qualities you should look for when searching for the right title loan company for you:

  • Experience
  • Proper Credentials
  • Commitment to Customers
  • Easy Application Process
  • No Prepayment Penalties
  • Competitive Terms
  • Convenient Payment Options


Many lenders may offer title loans, but it’s crucial to find a lender with extensive experience in this specific area. This is because title loans are unique, so you will need a lender who understands the ins and outs of this type of loan. If a lender primarily issues traditional personal loans, they may not have as much experience with title loans.

When comparing your options, ask each title loan company how they have been in business and how long they have been offering title loans. The more experience the company has with title loans, the easier it may be to work with them.

Cash Title Loan Locations

Proper Credentials

Be sure to ask each title loan company about their credentials before submitting an application. Each state has its own licensing and registration requirements for title loan companies. Title loan companies must meet these state-level requirements in order to do business with customers who reside there.

Take the time to learn more about your state’s licensing and registration requirements for title loan companies. Then, make sure you choose a company that fulfills the requirements.

It’s important to note that it’s a red flag if a title loan company is unwilling to discuss their licensing and registration. Every lender should be more than happy to share this information with you. 

Commitment to Customers

You may not want to work with a title loan company that doesn’t value your business. Look for a title loan company that is proud to offer excellent customer service and put its customers first.

For example, you may be able to work one-on-one with a loan specialist throughout the entire application process. The loan specialist should be more than happy to answer your questions, address your concerns, and guide you through each step in the process. Having this kind of help at your disposal will make the process much easier and help you avoid mistakes that could lead to unnecessary delays.

If it’s hard to get in touch with a title loan company or if they don’t put your needs first, it’s best to find another lender.

Easy Application Process

It’s also important to find a title loan company that offers a simple and straightforward application process. It shouldn’t take you a long time to complete the application and you shouldn’t be expected to submit extensive documentation to support your application. The longer it takes, the longer you will have to wait to find out if you are approved and get the cash you need.

It’s best to find a title loan company that allows you to complete the entire application process either online or over the phone. Both of these options are far more convenient than traveling to a lender’s office to complete a title loan application in person.

Cash Title Loan Locations

No Prepayment Penalties

Paying off your loan before the end of its term can save you a significant amount of money on interest. If you plan on paying your title loan off early, it’s important to look for a lender that does not charge prepayment penalties.

A prepayment penalty is a fee that the borrower incurs if they choose to pay their loan off earlier than expected. You shouldn’t be penalized for being financially responsible by paying your loan off early. To avoid this problem, read the fine print of your loan agreement to find out if there is a prepayment penalty.

You can also ask the title loan company directly whether they require these prepayment penalties on title loans. If they do, it’s not the right title loan company for you.

Competitive Terms

Look for a title loan company that is proud to offer competitive terms. If a company offers competitive terms, this means they offer the best terms that are available in the current marketplace.

For example, a title loan company that offers competitive terms may offer the lowest interest rate available under the current market conditions. By choosing this type of lender, you could secure a lower interest rate and save a significant amount of money over the course of the loan.

Convenient Payment Options

You shouldn’t have to jump through hoops to make a payment on your title loan. Look for a lender that offers a number of convenient payment options so it’s never difficult for you to submit your payment.

For example, the title loan company you choose should give you the option of making a payment online or over the phone. Your lender should also allow you to submit a payment via mail, if that’s what you prefer. You should also be able to set up withdrawals from your bank account so the money is automatically deducted from your balance prior to the due date. This way, you never have to worry about missing a payment again.

Cash Title Loan Locations

How to Apply for Cash Title Loans

Your search for the best cash title loan location is over. I Need Cash Now is a title loan company that encompasses all of the qualities mentioned above. If you’re ready to get fast cash, follow these steps to apply for a title loan from I Need Cash Now:

  1. Start the application process. You can either call 1-855-713-6522 or submit your information using the form on our website to start the title loan application process. Either way, you will be put in touch with a loan specialist who will walk you through the entire process.
  2. Get a free loan estimate. Your loan specialist will need to know some basic information about your vehicle and income in order to prepare your free loan estimate. Once you provide this information, you can find out if you are approved for a title loan and if so, how much you can borrow.
  3. Finalize your loan. Finish your application by signing and submitting the required documentation. Your loan specialist will explain what documents you are required to sign and submit. Your application cannot be processed until this step is complete.
  4. Collect your cash. Once your application has been approved, you can either pick up your cash in person or have it sent directly to you via check or wire transfer.

Don’t wait any longer to get the cash you need. Start the application process today so you can get your cash as soon as possible.